Pike Creek Mortgage Services in California vs the state
2.9%Denial rate-14.54 pts vs state
3.9%Decision denial rate-18.55 pts vs state
72.1%Origination rate+15.92 pts vs state
6.49%Median rate-0.13 pts vs state
0.10Rate spread (pts)-0.18 pts vs state
$172kMedian applicant income
75Loans originated
3Denied
What Pike Creek Mortgage Services lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Pike Creek Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| San Diego County | 20 | 17 | 1 | 5.0% |
| Sacramento County | 14 | 10 | 0 | 0.0% |
| San Joaquin County | 11 | 9 | 0 | 0.0% |
| Alameda County | 8 | 4 | 0 | 0.0% |
| Contra Costa County | 7 | 7 | 0 | 0.0% |
| Riverside County | 7 | 5 | 0 | 0.0% |
| Placer County | 6 | 4 | 0 | 0.0% |
| Stanislaus County | 5 | 4 | 0 | 0.0% |
| Orange County | 4 | 1 | 1 | 25.0% |
| San Bernardino County | 4 | 2 | 1 | 25.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 104 applications in 2025, of which 75 were originated and 3 denied.
2.9% of all applications, or 3.9% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Pike Creek Mortgage Services originated in California in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Pike Creek Mortgage Services's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology