PHH Mortgage in Nebraska vs the state
13.1%Denial rate+0.58 pts vs state
25.0%Decision denial rate+9.86 pts vs state
39.3%Origination rate-27.94 pts vs state
6.25%Median rate-0.38 pts vs state
0.34Rate spread (pts)+0.12 pts vs state
$74kMedian applicant income
24Loans originated
8Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 9 | 25.9% | 7.13% | #161 |
| 2024 | 44 | 16 | 18.2% | 7.00% | #134 |
| 2025 | 61 | 24 | 13.1% | 6.25% | #133 |
What PHH Mortgage lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most PHH Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 19 | 9 | 1 | 5.3% |
| Lancaster County | 8 | 5 | 0 | 0.0% |
| Sarpy County | 5 | 2 | 1 | 20.0% |
| Hall County | 4 | 1 | 0 | 0.0% |
| Adams County | 3 | 1 | 1 | 33.3% |
| Cass County | 3 | 2 | 0 | 0.0% |
| Platte County | 3 | 1 | 0 | 0.0% |
| Cheyenne County | 2 | 1 | 1 | 50.0% |
| Dakota County | 2 | 0 | 1 | 50.0% |
| Buffalo County | 2 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 61 applications in 2025, of which 24 were originated and 8 denied.
13.1% of all applications, or 25.0% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans PHH Mortgage originated in Nebraska in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are PHH Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology