PFN Lending Group in Arizona vs the state
19.2%Denial rate+3.00 pts vs state
27.8%Decision denial rate+7.37 pts vs state
50.0%Origination rate-9.48 pts vs state
7.13%Median rate+0.63 pts vs state
0.56Rate spread (pts)+0.34 pts vs state
$166kMedian applicant income
13Loans originated
5Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 17 | 11.1% | 7.00% | #350 |
| 2024 | 47 | 29 | 8.5% | 6.99% | #309 |
| 2025 | 26 | 13 | 19.2% | 7.13% | #393 |
What PFN Lending Group lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most PFN Lending Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 13 | 5 | 2 | 15.4% |
| Mohave County | 3 | 3 | 0 | 0.0% |
| Yavapai County | 3 | 3 | 0 | 0.0% |
| Pima County | 3 | 1 | 2 | 66.7% |
| Coconino County | 1 | 0 | 1 | 100.0% |
| Pinal County | 1 | 1 | 0 | 0.0% |
| Gila County | 1 | 0 | 0 | 0.0% |
| Navajo County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 26 applications in 2025, of which 13 were originated and 5 denied.
19.2% of all applications, or 27.8% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans PFN Lending Group originated in Arizona in 2025 was 7.13%, against a statewide median of 6.50%.
About this data. Figures are PFN Lending Group's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology