Peopleschoice Credit Union in Maine vs the state
10.5%Denial rate-5.88 pts vs state
17.0%Decision denial rate-3.04 pts vs state
48.6%Origination rate-13.53 pts vs state
—Median rate
—Rate spread (pts)
$101kMedian applicant income
107Loans originated
23Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 229 | 111 | 13.1% | — | #57 |
| 2024 | 243 | 97 | 17.7% | — | #58 |
| 2025 | 220 | 107 | 10.5% | — | #65 |
What Peopleschoice Credit Union lends in Maine
By loan purpose
By loan type
Where in Maine
Counties with the most Peopleschoice Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 153 | 75 | 17 | 11.1% |
| Cumberland County | 29 | 11 | 1 | 3.4% |
| Franklin County | 13 | 8 | 1 | 7.7% |
| Androscoggin County | 7 | 2 | 2 | 28.6% |
| Oxford County | 4 | 2 | 1 | 25.0% |
| Somerset County | 4 | 2 | 1 | 25.0% |
| Sagadahoc County | 3 | 2 | 0 | 0.0% |
| Aroostook County | 2 | 2 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Kennebec County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 220 applications in 2025, of which 107 were originated and 23 denied.
10.5% of all applications, or 17.0% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Peopleschoice Credit Union's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology