Peoples National Bank of Kewanee in Illinois vs the state
16.3%Denial rate-0.84 pts vs state
19.4%Decision denial rate-2.24 pts vs state
65.1%Origination rate+6.38 pts vs state
5.56%Median rate-1.19 pts vs state
-1.11Rate spread (pts)-1.49 pts vs state
$71kMedian applicant income
56Loans originated
14Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 79 | 50 | 20.3% | — | #373 |
| 2024 | 66 | 54 | 10.6% | — | #406 |
| 2025 | 86 | 56 | 16.3% | 5.56% | #368 |
What Peoples National Bank of Kewanee lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Peoples National Bank of Kewanee applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Henry County | 49 | 31 | 10 | 20.4% |
| Bureau County | 13 | 6 | 2 | 15.4% |
| Livingston County | 9 | 6 | 1 | 11.1% |
| Whiteside County | 4 | 3 | 1 | 25.0% |
| Stark County | 3 | 3 | 0 | 0.0% |
| Grundy County | 2 | 2 | 0 | 0.0% |
| LaSalle County | 2 | 2 | 0 | 0.0% |
| Woodford County | 1 | 1 | 0 | 0.0% |
| Peoria County | 1 | 0 | 0 | 0.0% |
| Champaign County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 86 applications in 2025, of which 56 were originated and 14 denied.
16.3% of all applications, or 19.4% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Peoples National Bank of Kewanee originated in Illinois in 2025 was 5.56%, against a statewide median of 6.75%.
About this data. Figures are Peoples National Bank of Kewanee's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology