Peoples Community Bank · Arkansas · 2025

Peoples Community Bank in Arkansas: approval rate, denial rate and rates (2025)

Peoples Community Bank took 6 mortgage applications in Arkansas in 2025, ranking #382 of 802 lenders active in the state. It originated 83.3% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 18.2%.

6Applicationsin AR
0.0%Decision denial ratestate 23.1%
Median ratestate 6.63%
$140,000Median loanstate $165,000
$1.0MVolume3 counties

Peoples Community Bank in Arkansas vs the state

0.0%Denial rate-18.19 pts vs state
0.0%Decision denial rate-23.13 pts vs state
83.3%Origination rate+26.50 pts vs state
Median rate
Rate spread (pts)
$68kMedian applicant income
5Loans originated
0Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20238537.5%#345
20247357.1%#379
2025650.0%#382

What Peoples Community Bank lends in Arkansas

By loan purpose

Home purchase 2 33% · 0.0% denied
Refinance 3 50% · 0.0% denied
Other / HELOC 1 17% · 0.0% denied

By loan type

Conventional 6 100% · 0.0% denied

Where in Arkansas

Counties with the most Peoples Community Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Benton County 440 0.0%
Clay County 110 0.0%
Randolph County 100 0.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 6 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Peoples Community Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology