Peoples Bank in Indiana vs the state
15.2%Denial rate-1.36 pts vs state
16.6%Decision denial rate-3.56 pts vs state
76.3%Origination rate+14.02 pts vs state
6.99%Median rate+0.24 pts vs state
0.27Rate spread (pts)-0.10 pts vs state
$110kMedian applicant income
331Loans originated
66Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 244 | 177 | 10.3% | 6.88% | #157 |
| 2024 | 412 | 315 | 13.6% | 7.50% | #125 |
| 2025 | 434 | 331 | 15.2% | 6.99% | #130 |
What Peoples Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Peoples Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 384 | 295 | 58 | 15.1% |
| Porter County | 31 | 23 | 4 | 12.9% |
| Jasper County | 7 | 4 | 2 | 28.6% |
| LaPorte County | 5 | 4 | 1 | 20.0% |
| Hamilton County | 2 | 2 | 0 | 0.0% |
| Newton County | 1 | 0 | 1 | 100.0% |
| Marshall County | 1 | 1 | 0 | 0.0% |
| Starke County | 1 | 1 | 0 | 0.0% |
| St. Joseph County | 1 | 1 | 0 | 0.0% |
| Elkhart County | 1 | 0 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 434 applications in 2025, of which 331 were originated and 66 denied.
15.2% of all applications, or 16.6% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Peoples Bank originated in Indiana in 2025 was 6.99%, against a statewide median of 6.75%.
About this data. Figures are Peoples Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology