Patriot Mortgage in Texas vs the state
1.5%Denial rate-17.89 pts vs state
1.8%Decision denial rate-23.15 pts vs state
86.2%Origination rate+31.27 pts vs state
5.63%Median rate-0.88 pts vs state
-0.40Rate spread (pts)-0.59 pts vs state
$92kMedian applicant income
224Loans originated
4Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 233 | 183 | 6.4% | 5.88% | #370 |
| 2024 | 312 | 255 | 2.6% | 5.75% | #316 |
| 2025 | 260 | 224 | 1.5% | 5.63% | #366 |
What Patriot Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Patriot Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 256 | 220 | 4 | 1.6% |
| Limestone County | 1 | 1 | 0 | 0.0% |
| Coryell County | 1 | 1 | 0 | 0.0% |
| Collin County | 1 | 1 | 0 | 0.0% |
| Dallas County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 260 applications in 2025, of which 224 were originated and 4 denied.
1.5% of all applications, or 1.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Patriot Mortgage originated in Texas in 2025 was 5.63%, against a statewide median of 6.50%.
About this data. Figures are Patriot Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology