Park Lane Finance Solutions in Michigan vs the state
52.4%Denial rate+33.86 pts vs state
58.7%Decision denial rate+36.09 pts vs state
23.8%Origination rate-36.08 pts vs state
10.49%Median rate+3.74 pts vs state
4.69Rate spread (pts)+4.29 pts vs state
$63kMedian applicant income
20Loans originated
44Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 6 | 1 | 66.7% | 10.24% | #564 |
| 2025 | 84 | 20 | 52.4% | 10.49% | #291 |
What Park Lane Finance Solutions lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Park Lane Finance Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Clair County | 18 | 4 | 10 | 55.6% |
| Wayne County | 18 | 3 | 10 | 55.6% |
| Macomb County | 16 | 1 | 11 | 68.8% |
| Livingston County | 9 | 1 | 5 | 55.6% |
| Allegan County | 7 | 7 | 0 | 0.0% |
| Kent County | 5 | 3 | 1 | 20.0% |
| Oakland County | 4 | 0 | 4 | 100.0% |
| Jackson County | 4 | 1 | 0 | 0.0% |
| Genesee County | 1 | 0 | 1 | 100.0% |
| Bay County | 1 | 0 | 1 | 100.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 84 applications in 2025, of which 20 were originated and 44 denied.
52.4% of all applications, or 58.7% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Park Lane Finance Solutions originated in Michigan in 2025 was 10.49%, against a statewide median of 6.75%.
About this data. Figures are Park Lane Finance Solutions's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology