Park Federal Credit Union in Indiana vs the state
14.2%Denial rate-2.40 pts vs state
17.0%Decision denial rate-3.14 pts vs state
69.2%Origination rate+6.92 pts vs state
7.50%Median rate+0.75 pts vs state
-0.34Rate spread (pts)-0.70 pts vs state
$93kMedian applicant income
83Loans originated
17Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 195 | 133 | 14.4% | 7.13% | #179 |
| 2024 | 123 | 81 | 15.5% | 8.00% | #231 |
| 2025 | 120 | 83 | 14.2% | 7.50% | #251 |
What Park Federal Credit Union lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Park Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 60 | 42 | 7 | 11.7% |
| Floyd County | 40 | 28 | 6 | 15.0% |
| Harrison County | 8 | 4 | 3 | 37.5% |
| Washington County | 6 | 5 | 0 | 0.0% |
| Scott County | 3 | 1 | 1 | 33.3% |
| Johnson County | 1 | 1 | 0 | 0.0% |
| Crawford County | 1 | 1 | 0 | 0.0% |
| Knox County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 120 applications in 2025, of which 83 were originated and 17 denied.
14.2% of all applications, or 17.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Park Federal Credit Union originated in Indiana in 2025 was 7.50%, against a statewide median of 6.75%.
About this data. Figures are Park Federal Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology