Paramount Residential Mortgage Group in Illinois vs the state
8.0%Denial rate-9.17 pts vs state
11.1%Decision denial rate-10.63 pts vs state
64.0%Origination rate+5.28 pts vs state
6.63%Median rate-0.13 pts vs state
0.57Rate spread (pts)+0.19 pts vs state
$107kMedian applicant income
169Loans originated
21Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 378 | 234 | 6.4% | 7.13% | #137 |
| 2024 | 329 | 203 | 6.1% | 6.99% | #168 |
| 2025 | 264 | 169 | 8.0% | 6.63% | #214 |
What Paramount Residential Mortgage Group lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Paramount Residential Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 98 | 62 | 7 | 7.1% |
| Lake County | 26 | 17 | 4 | 15.4% |
| McHenry County | 22 | 13 | 1 | 4.5% |
| Will County | 21 | 11 | 3 | 14.3% |
| DuPage County | 14 | 11 | 0 | 0.0% |
| Kane County | 14 | 9 | 2 | 14.3% |
| Winnebago County | 13 | 6 | 0 | 0.0% |
| Madison County | 7 | 6 | 0 | 0.0% |
| Kendall County | 5 | 3 | 0 | 0.0% |
| Cass County | 5 | 5 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 264 applications in 2025, of which 169 were originated and 21 denied.
8.0% of all applications, or 11.1% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Paramount Residential Mortgage Group originated in Illinois in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology