Panorama Mortgage Group in Illinois vs the state
1.8%Denial rate-15.29 pts vs state
3.9%Decision denial rate-17.80 pts vs state
45.2%Origination rate-13.53 pts vs state
7.75%Median rate+1.00 pts vs state
0.60Rate spread (pts)+0.22 pts vs state
$84kMedian applicant income
99Loans originated
4Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 15 | 3.5% | 7.38% | #539 |
| 2024 | 118 | 78 | 2.5% | 7.63% | #308 |
| 2025 | 219 | 99 | 1.8% | 7.75% | #236 |
What Panorama Mortgage Group lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Panorama Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 173 | 80 | 4 | 2.3% |
| Will County | 18 | 9 | 0 | 0.0% |
| Kane County | 7 | 3 | 0 | 0.0% |
| DuPage County | 6 | 4 | 0 | 0.0% |
| Kankakee County | 5 | 0 | 0 | 0.0% |
| Kendall County | 4 | 2 | 0 | 0.0% |
| Lake County | 2 | 0 | 0 | 0.0% |
| Williamson County | 1 | 0 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| St. Clair County | 1 | 0 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 219 applications in 2025, of which 99 were originated and 4 denied.
1.8% of all applications, or 3.9% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Panorama Mortgage Group originated in Illinois in 2025 was 7.75%, against a statewide median of 6.75%.
About this data. Figures are Panorama Mortgage Group's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology