Panorama Mortgage Group in Georgia vs the state
1.4%Denial rate-17.78 pts vs state
2.5%Decision denial rate-22.57 pts vs state
56.0%Origination rate+1.89 pts vs state
7.00%Median rate+0.38 pts vs state
0.98Rate spread (pts)+0.71 pts vs state
$89kMedian applicant income
117Loans originated
3Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 297 | 167 | 4.0% | 7.38% | #176 |
| 2024 | 371 | 254 | 1.4% | 7.25% | #166 |
| 2025 | 209 | 117 | 1.4% | 7.00% | #242 |
What Panorama Mortgage Group lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Panorama Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 79 | 49 | 0 | 0.0% |
| DeKalb County | 24 | 11 | 0 | 0.0% |
| Cobb County | 21 | 12 | 1 | 4.8% |
| Rockdale County | 12 | 7 | 0 | 0.0% |
| Cherokee County | 8 | 4 | 1 | 12.5% |
| Fulton County | 8 | 2 | 0 | 0.0% |
| Douglas County | 6 | 3 | 1 | 16.7% |
| Newton County | 6 | 3 | 0 | 0.0% |
| Barrow County | 5 | 2 | 0 | 0.0% |
| Hall County | 4 | 3 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 209 applications in 2025, of which 117 were originated and 3 denied.
1.4% of all applications, or 2.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Panorama Mortgage Group originated in Georgia in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Panorama Mortgage Group's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology