OriginPoint in Maryland vs the state
2.0%Denial rate-16.76 pts vs state
3.0%Decision denial rate-21.18 pts vs state
66.4%Origination rate+10.70 pts vs state
6.38%Median rate-0.25 pts vs state
0.13Rate spread (pts)-0.12 pts vs state
$148kMedian applicant income
261Loans originated
8Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 58 | 38 | 0.0% | 6.63% | #277 |
| 2024 | 74 | 53 | 0.0% | 6.90% | #257 |
| 2025 | 393 | 261 | 2.0% | 6.38% | #108 |
What OriginPoint lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most OriginPoint applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 61 | 47 | 2 | 3.3% |
| Howard County | 56 | 37 | 0 | 0.0% |
| Carroll County | 56 | 34 | 2 | 3.6% |
| Anne Arundel County | 42 | 30 | 1 | 2.4% |
| Baltimore County | 42 | 28 | 1 | 2.4% |
| Frederick County | 37 | 25 | 0 | 0.0% |
| Prince George's County | 24 | 13 | 0 | 0.0% |
| Baltimore city | 24 | 14 | 1 | 4.2% |
| Harford County | 19 | 16 | 1 | 5.3% |
| Washington County | 17 | 6 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 393 applications in 2025, of which 261 were originated and 8 denied.
2.0% of all applications, or 3.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans OriginPoint originated in Maryland in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are OriginPoint's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology