OriginPoint in Florida vs the state
3.7%Denial rate-17.39 pts vs state
6.4%Decision denial rate-20.89 pts vs state
50.0%Origination rate-2.69 pts vs state
6.88%Median rate+0.25 pts vs state
0.35Rate spread (pts)+0.08 pts vs state
$220kMedian applicant income
109Loans originated
8Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 58 | 25 | 6.9% | 6.88% | #593 |
| 2024 | 80 | 41 | 11.3% | 6.90% | #518 |
| 2025 | 218 | 109 | 3.7% | 6.88% | #355 |
What OriginPoint lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most OriginPoint applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Palm Beach County | 43 | 19 | 0 | 0.0% |
| Orange County | 25 | 13 | 1 | 4.0% |
| Broward County | 19 | 8 | 0 | 0.0% |
| Collier County | 19 | 8 | 2 | 10.5% |
| Miami-Dade County | 16 | 3 | 1 | 6.3% |
| Seminole County | 16 | 6 | 0 | 0.0% |
| Manatee County | 9 | 5 | 0 | 0.0% |
| Lee County | 8 | 6 | 1 | 12.5% |
| Polk County | 7 | 5 | 0 | 0.0% |
| Volusia County | 6 | 2 | 1 | 16.7% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 218 applications in 2025, of which 109 were originated and 8 denied.
3.7% of all applications, or 6.4% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans OriginPoint originated in Florida in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are OriginPoint's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology