Ony Glo in Indiana vs the state
54.6%Denial rate+37.98 pts vs state
54.6%Decision denial rate+34.41 pts vs state
45.5%Origination rate-16.80 pts vs state
6.68%Median rate-0.07 pts vs state
-0.17Rate spread (pts)-0.54 pts vs state
$128kMedian applicant income
10Loans originated
12Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 9 | 3 | 55.6% | 6.63% | #543 |
| 2025 | 22 | 10 | 54.6% | 6.68% | #446 |
What Ony Glo lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Ony Glo applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 7 | 4 | 3 | 42.9% |
| Marion County | 5 | 2 | 3 | 60.0% |
| Hancock County | 3 | 1 | 2 | 66.7% |
| Johnson County | 3 | 1 | 2 | 66.7% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Vanderburgh County | 1 | 0 | 1 | 100.0% |
| Hendricks County | 1 | 0 | 1 | 100.0% |
| Tippecanoe County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 22 applications in 2025, of which 10 were originated and 12 denied.
54.6% of all applications, or 54.6% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Ony Glo originated in Indiana in 2025 was 6.68%, against a statewide median of 6.75%.
About this data. Figures are Ony Glo's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology