Old National Bank in Utah vs the state
10.0%Denial rate-5.96 pts vs state
15.4%Decision denial rate-3.80 pts vs state
55.0%Origination rate-8.24 pts vs state
6.00%Median rate-0.63 pts vs state
-0.25Rate spread (pts)-0.49 pts vs state
$200kMedian applicant income
11Loans originated
2Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 5 | 0.0% | 6.25% | #292 |
| 2024 | 14 | 6 | 7.1% | 6.63% | #245 |
| 2025 | 20 | 11 | 10.0% | 6.00% | #241 |
What Old National Bank lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Old National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 12 | 6 | 1 | 8.3% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Kane County | 1 | 1 | 0 | 0.0% |
| Iron County | 1 | 0 | 0 | 0.0% |
| Weber County | 1 | 0 | 0 | 0.0% |
| San Juan County | 1 | 1 | 0 | 0.0% |
| Utah County | 1 | 1 | 0 | 0.0% |
| Summit County | 1 | 0 | 1 | 100.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 20 applications in 2025, of which 11 were originated and 2 denied.
10.0% of all applications, or 15.4% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Old National Bank originated in Utah in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Old National Bank's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology