Old National Bank in North Carolina vs the state
10.5%Denial rate-7.53 pts vs state
13.3%Decision denial rate-9.49 pts vs state
68.4%Origination rate+10.61 pts vs state
6.50%Median rate0.00 pts vs state
-0.12Rate spread (pts)-0.20 pts vs state
$137kMedian applicant income
13Loans originated
2Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 9 | 0.0% | 6.60% | #621 |
| 2024 | 18 | 10 | 27.8% | 6.44% | #520 |
| 2025 | 19 | 13 | 10.5% | 6.50% | #533 |
What Old National Bank lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Old National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mecklenburg County | 3 | 1 | 0 | 0.0% |
| Wake County | 2 | 2 | 0 | 0.0% |
| Moore County | 2 | 2 | 0 | 0.0% |
| Davidson County | 2 | 1 | 0 | 0.0% |
| Iredell County | 2 | 2 | 0 | 0.0% |
| Cherokee County | 1 | 1 | 0 | 0.0% |
| Cumberland County | 1 | 1 | 0 | 0.0% |
| Watauga County | 1 | 1 | 0 | 0.0% |
| Nash County | 1 | 1 | 0 | 0.0% |
| Henderson County | 1 | 0 | 1 | 100.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 19 applications in 2025, of which 13 were originated and 2 denied.
10.5% of all applications, or 13.3% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Old National Bank originated in North Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Old National Bank's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology