Old National Bank in New Mexico vs the state
5.9%Denial rate-12.72 pts vs state
8.3%Decision denial rate-16.33 pts vs state
64.7%Origination rate+11.37 pts vs state
6.15%Median rate-0.47 pts vs state
-0.17Rate spread (pts)-0.55 pts vs state
$124kMedian applicant income
11Loans originated
1Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 3 | 14.3% | 6.38% | #273 |
| 2024 | 8 | 4 | 0.0% | 6.31% | #264 |
| 2025 | 17 | 11 | 5.9% | 6.15% | #214 |
What Old National Bank lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most Old National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bernalillo County | 8 | 5 | 0 | 0.0% |
| Eddy County | 2 | 0 | 1 | 50.0% |
| Santa Fe County | 1 | 1 | 0 | 0.0% |
| Sandoval County | 1 | 1 | 0 | 0.0% |
| San Juan County | 1 | 0 | 0 | 0.0% |
| Valencia County | 1 | 1 | 0 | 0.0% |
| McKinley County | 1 | 1 | 0 | 0.0% |
| Doña Ana County | 1 | 1 | 0 | 0.0% |
| Otero County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 17 applications in 2025, of which 11 were originated and 1 denied.
5.9% of all applications, or 8.3% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Old National Bank originated in New Mexico in 2025 was 6.15%, against a statewide median of 6.63%.
About this data. Figures are Old National Bank's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology