Old National Bank in Iowa vs the state
19.5%Denial rate+6.68 pts vs state
23.3%Decision denial rate+7.98 pts vs state
63.2%Origination rate-5.24 pts vs state
6.25%Median rate-0.25 pts vs state
-0.08Rate spread (pts)-0.27 pts vs state
$90kMedian applicant income
55Loans originated
17Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 79 | 51 | 22.8% | 6.50% | #166 |
| 2024 | 78 | 53 | 25.6% | 6.60% | #169 |
| 2025 | 87 | 55 | 19.5% | 6.25% | #158 |
What Old National Bank lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Old National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Scott County | 63 | 43 | 14 | 22.2% |
| Marshall County | 6 | 6 | 0 | 0.0% |
| Polk County | 3 | 1 | 0 | 0.0% |
| Linn County | 2 | 1 | 0 | 0.0% |
| Clinton County | 2 | 0 | 0 | 0.0% |
| Winneshiek County | 2 | 1 | 0 | 0.0% |
| Henry County | 2 | 1 | 1 | 50.0% |
| Johnson County | 2 | 0 | 1 | 50.0% |
| Calhoun County | 1 | 1 | 0 | 0.0% |
| Keokuk County | 1 | 0 | 1 | 100.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 87 applications in 2025, of which 55 were originated and 17 denied.
19.5% of all applications, or 23.3% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Old National Bank originated in Iowa in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Old National Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology