Old National Bank in Georgia vs the state
18.2%Denial rate-1.04 pts vs state
23.5%Decision denial rate-1.54 pts vs state
54.6%Origination rate+0.46 pts vs state
6.44%Median rate-0.19 pts vs state
-0.05Rate spread (pts)-0.32 pts vs state
$135kMedian applicant income
12Loans originated
4Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 16 | 5.6% | 6.31% | #464 |
| 2024 | 51 | 30 | 9.8% | 6.44% | #431 |
| 2025 | 22 | 12 | 18.2% | 6.44% | #560 |
What Old National Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Old National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cobb County | 3 | 1 | 0 | 0.0% |
| Forsyth County | 3 | 2 | 0 | 0.0% |
| Bibb County | 2 | 2 | 0 | 0.0% |
| Houston County | 2 | 2 | 0 | 0.0% |
| Fulton County | 2 | 0 | 1 | 50.0% |
| Catoosa County | 1 | 0 | 1 | 100.0% |
| Whitfield County | 1 | 1 | 0 | 0.0% |
| Coweta County | 1 | 0 | 0 | 0.0% |
| Pickens County | 1 | 1 | 0 | 0.0% |
| Cherokee County | 1 | 0 | 1 | 100.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 22 applications in 2025, of which 12 were originated and 4 denied.
18.2% of all applications, or 23.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Old National Bank originated in Georgia in 2025 was 6.44%, against a statewide median of 6.63%.
About this data. Figures are Old National Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology