Old National Bank in California vs the state
7.7%Denial rate-9.73 pts vs state
11.1%Decision denial rate-11.29 pts vs state
61.5%Origination rate+5.34 pts vs state
6.24%Median rate-0.39 pts vs state
-0.11Rate spread (pts)-0.38 pts vs state
$194kMedian applicant income
16Loans originated
2Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 6 | 36.4% | 5.63% | #728 |
| 2024 | 18 | 9 | 22.2% | 6.00% | #648 |
| 2025 | 26 | 16 | 7.7% | 6.24% | #608 |
What Old National Bank lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Old National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Riverside County | 7 | 4 | 0 | 0.0% |
| Los Angeles County | 6 | 3 | 1 | 16.7% |
| Lassen County | 2 | 1 | 0 | 0.0% |
| San Diego County | 2 | 1 | 0 | 0.0% |
| Kern County | 1 | 1 | 0 | 0.0% |
| Santa Barbara County | 1 | 0 | 0 | 0.0% |
| Orange County | 1 | 1 | 0 | 0.0% |
| Madera County | 1 | 1 | 0 | 0.0% |
| Contra Costa County | 1 | 1 | 0 | 0.0% |
| Butte County | 1 | 1 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 26 applications in 2025, of which 16 were originated and 2 denied.
7.7% of all applications, or 11.1% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Old National Bank originated in California in 2025 was 6.24%, against a statewide median of 6.63%.
About this data. Figures are Old National Bank's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology