Oceanside Mortgage in Indiana vs the state
9.4%Denial rate-7.19 pts vs state
13.6%Decision denial rate-6.50 pts vs state
59.4%Origination rate-2.87 pts vs state
6.25%Median rate-0.50 pts vs state
—Rate spread (pts)
$81kMedian applicant income
19Loans originated
3Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 21 | 16.7% | 6.00% | #363 |
| 2024 | 28 | 18 | 3.6% | 6.13% | #412 |
| 2025 | 32 | 19 | 9.4% | 6.25% | #404 |
What Oceanside Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Oceanside Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 4 | 2 | 0 | 0.0% |
| Lake County | 3 | 3 | 0 | 0.0% |
| Gibson County | 2 | 1 | 1 | 50.0% |
| Allen County | 2 | 1 | 0 | 0.0% |
| Howard County | 2 | 2 | 0 | 0.0% |
| Shelby County | 2 | 1 | 0 | 0.0% |
| Wells County | 1 | 0 | 0 | 0.0% |
| St. Joseph County | 1 | 1 | 0 | 0.0% |
| Whitley County | 1 | 1 | 0 | 0.0% |
| Hamilton County | 1 | 0 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 32 applications in 2025, of which 19 were originated and 3 denied.
9.4% of all applications, or 13.6% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Oceanside Mortgage originated in Indiana in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are Oceanside Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology