Oaktree Funding · Oklahoma · 2025

Oaktree Funding in Oklahoma: approval rate, denial rate and rates (2025)

Oaktree Funding took 8 mortgage applications in Oklahoma in 2025, ranking #427 of 821 lenders active in the state. It originated 50.0% of them and denied 12.5% (12.5% of the applications it decided), against a statewide denial rate of 17.9%.

8Applicationsin OK
12.5%Decision denial ratestate 22.9%
7.13%Median ratestate 6.63%
$185,000Median loanstate $165,000
$1.9MVolume6 counties

Oaktree Funding in Oklahoma vs the state

12.5%Denial rate-5.42 pts vs state
12.5%Decision denial rate-10.37 pts vs state
50.0%Origination rate-6.10 pts vs state
7.13%Median rate+0.50 pts vs state
0.40Rate spread (pts)+0.05 pts vs state
$300kMedian applicant income
4Loans originated
1Denied

What Oaktree Funding lends in Oklahoma

By loan purpose

Home purchase 2 25% · 50.0% denied
Refinance 1 13% · 0.0% denied
Cash-out refinance 5 63% · 0.0% denied

By loan type

Conventional 8 100% · 12.5% denied

Why it denied Oklahoma applicants

Credit history 1 100%

Where in Oklahoma

Counties with the most Oaktree Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Oklahoma County 310 0.0%
McCurtain County 110 0.0%
Delaware County 110 0.0%
Johnston County 100 0.0%
McClain County 110 0.0%
Pottawatomie County 101 100.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 8 applications in 2025, of which 4 were originated and 1 denied.

12.5% of all applications, or 12.5% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans Oaktree Funding originated in Oklahoma in 2025 was 7.13%, against a statewide median of 6.63%.

About this data. Figures are Oaktree Funding's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology