Nusenda in Texas vs the state
45.0%Denial rate+25.57 pts vs state
61.4%Decision denial rate+36.46 pts vs state
25.0%Origination rate-29.88 pts vs state
6.70%Median rate+0.20 pts vs state
0.67Rate spread (pts)+0.48 pts vs state
$84kMedian applicant income
15Loans originated
27Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 20 | 7 | 40.0% | 6.88% | #863 |
| 2025 | 60 | 15 | 45.0% | 6.70% | #673 |
What Nusenda lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Nusenda applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 56 | 13 | 26 | 46.4% |
| Travis County | 2 | 1 | 1 | 50.0% |
| McLennan County | 1 | 1 | 0 | 0.0% |
| Tarrant County | 1 | 0 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 60 applications in 2025, of which 15 were originated and 27 denied.
45.0% of all applications, or 61.4% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Nusenda originated in Texas in 2025 was 6.70%, against a statewide median of 6.50%.
About this data. Figures are Nusenda's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology