Northview Bank in Minnesota vs the state
17.1%Denial rate+3.48 pts vs state
22.9%Decision denial rate+6.57 pts vs state
57.4%Origination rate-8.94 pts vs state
—Median rate
—Rate spread (pts)
$107kMedian applicant income
232Loans originated
69Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 396 | 217 | 18.7% | 6.89% | #84 |
| 2024 | 382 | 202 | 18.3% | — | #90 |
| 2025 | 404 | 232 | 17.1% | — | #94 |
What Northview Bank lends in Minnesota
By loan purpose
By loan type
Where in Minnesota
Counties with the most Northview Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pine County | 115 | 71 | 19 | 16.5% |
| St. Louis County | 57 | 38 | 7 | 12.3% |
| Carlton County | 53 | 34 | 9 | 17.0% |
| Aitkin County | 33 | 15 | 8 | 24.2% |
| Itasca County | 27 | 17 | 4 | 14.8% |
| Hubbard County | 14 | 6 | 4 | 28.6% |
| Mille Lacs County | 11 | 6 | 1 | 9.1% |
| Kanabec County | 11 | 5 | 2 | 18.2% |
| Crow Wing County | 8 | 2 | 1 | 12.5% |
| Isanti County | 8 | 3 | 5 | 62.5% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 404 applications in 2025, of which 232 were originated and 69 denied.
17.1% of all applications, or 22.9% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Northview Bank's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology