North Shore Trust and Savings in Texas vs the state
16.7%Denial rate-2.76 pts vs state
50.0%Decision denial rate+25.10 pts vs state
16.7%Origination rate-38.21 pts vs state
—Median rate
—Rate spread (pts)
$502kMedian applicant income
1Loans originated
1Denied
What North Shore Trust and Savings lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most North Shore Trust and Savings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Parker County | 2 | 1 | 1 | 50.0% |
| Hidalgo County | 1 | 0 | 0 | 0.0% |
| Tom Green County | 1 | 0 | 0 | 0.0% |
| Denton County | 1 | 0 | 0 | 0.0% |
| Harris County | 1 | 0 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 6 applications in 2025, of which 1 were originated and 1 denied.
16.7% of all applications, or 50.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are North Shore Trust and Savings's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology