Nexera Holding in South Carolina vs the state
9.1%Denial rate-9.17 pts vs state
13.3%Decision denial rate-10.14 pts vs state
58.3%Origination rate+1.68 pts vs state
7.38%Median rate+0.88 pts vs state
0.86Rate spread (pts)+0.64 pts vs state
$213kMedian applicant income
102Loans originated
16Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 94 | 53 | 2.1% | 8.50% | #241 |
| 2024 | 159 | 97 | 3.1% | 7.63% | #191 |
| 2025 | 175 | 102 | 9.1% | 7.38% | #195 |
What Nexera Holding lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Nexera Holding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charleston County | 34 | 24 | 2 | 5.9% |
| Greenville County | 30 | 23 | 0 | 0.0% |
| Horry County | 14 | 5 | 2 | 14.3% |
| Berkeley County | 13 | 10 | 1 | 7.7% |
| Beaufort County | 12 | 7 | 2 | 16.7% |
| Spartanburg County | 9 | 1 | 1 | 11.1% |
| Anderson County | 9 | 4 | 0 | 0.0% |
| York County | 8 | 5 | 1 | 12.5% |
| Lexington County | 7 | 3 | 1 | 14.3% |
| Oconee County | 7 | 2 | 2 | 28.6% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 175 applications in 2025, of which 102 were originated and 16 denied.
9.1% of all applications, or 13.3% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Nexera Holding originated in South Carolina in 2025 was 7.38%, against a statewide median of 6.50%.
About this data. Figures are Nexera Holding's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology