Nexera Holding in Georgia vs the state
5.9%Denial rate-13.32 pts vs state
9.6%Decision denial rate-15.50 pts vs state
54.0%Origination rate-0.11 pts vs state
7.38%Median rate+0.75 pts vs state
0.97Rate spread (pts)+0.70 pts vs state
$248kMedian applicant income
183Loans originated
20Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 209 | 90 | 7.2% | 8.63% | #220 |
| 2024 | 299 | 166 | 5.0% | 7.88% | #195 |
| 2025 | 339 | 183 | 5.9% | 7.38% | #190 |
What Nexera Holding lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Nexera Holding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 67 | 39 | 4 | 6.0% |
| Fulton County | 49 | 27 | 1 | 2.0% |
| DeKalb County | 35 | 17 | 3 | 8.6% |
| Forsyth County | 26 | 14 | 3 | 11.5% |
| Cobb County | 23 | 12 | 2 | 8.7% |
| Cherokee County | 22 | 9 | 3 | 13.6% |
| Hall County | 9 | 5 | 0 | 0.0% |
| Henry County | 8 | 4 | 0 | 0.0% |
| Clayton County | 7 | 4 | 0 | 0.0% |
| Fayette County | 6 | 6 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 339 applications in 2025, of which 183 were originated and 20 denied.
5.9% of all applications, or 9.6% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Nexera Holding originated in Georgia in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Nexera Holding's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology