New Wave Lending Group in Georgia vs the state
0.8%Denial rate-18.44 pts vs state
1.0%Decision denial rate-24.07 pts vs state
75.6%Origination rate+21.49 pts vs state
7.00%Median rate+0.38 pts vs state
0.71Rate spread (pts)+0.44 pts vs state
$137kMedian applicant income
195Loans originated
2Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 204 | 163 | 0.0% | 8.00% | #223 |
| 2024 | 317 | 246 | 0.0% | 7.38% | #186 |
| 2025 | 258 | 195 | 0.8% | 7.00% | #212 |
What New Wave Lending Group lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most New Wave Lending Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 107 | 85 | 0 | 0.0% |
| Fulton County | 24 | 16 | 1 | 4.2% |
| Forsyth County | 14 | 10 | 0 | 0.0% |
| Jackson County | 12 | 7 | 0 | 0.0% |
| Cobb County | 10 | 7 | 0 | 0.0% |
| DeKalb County | 8 | 7 | 0 | 0.0% |
| Chatham County | 7 | 5 | 0 | 0.0% |
| Fayette County | 3 | 3 | 0 | 0.0% |
| Hall County | 3 | 3 | 0 | 0.0% |
| Douglas County | 3 | 2 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 258 applications in 2025, of which 195 were originated and 2 denied.
0.8% of all applications, or 1.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans New Wave Lending Group originated in Georgia in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are New Wave Lending Group's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology