New Horizons Credit Union in Mississippi vs the state
20.0%Denial rate-2.92 pts vs state
25.0%Decision denial rate-3.45 pts vs state
60.0%Origination rate+7.13 pts vs state
5.24%Median rate-1.51 pts vs state
-0.38Rate spread (pts)-0.71 pts vs state
$119kMedian applicant income
3Loans originated
1Denied
What New Horizons Credit Union lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most New Horizons Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| George County | 3 | 2 | 1 | 33.3% |
| Jackson County | 2 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 5 applications in 2025, of which 3 were originated and 1 denied.
20.0% of all applications, or 25.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans New Horizons Credit Union originated in Mississippi in 2025 was 5.24%, against a statewide median of 6.75%.
About this data. Figures are New Horizons Credit Union's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology