Network Capital Funding in Maryland vs the state
12.0%Denial rate-6.82 pts vs state
61.9%Decision denial rate+37.77 pts vs state
5.1%Origination rate-50.64 pts vs state
6.63%Median rate0.00 pts vs state
0.06Rate spread (pts)-0.19 pts vs state
$92kMedian applicant income
11Loans originated
26Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 449 | 16 | 26.5% | 6.13% | #87 |
| 2024 | 367 | 22 | 11.7% | 6.44% | #102 |
| 2025 | 217 | 11 | 12.0% | 6.63% | #152 |
What Network Capital Funding lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Network Capital Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 61 | 3 | 7 | 11.5% |
| Montgomery County | 43 | 4 | 3 | 7.0% |
| Baltimore County | 24 | 0 | 6 | 25.0% |
| Anne Arundel County | 19 | 1 | 3 | 15.8% |
| Frederick County | 19 | 1 | 1 | 5.3% |
| Charles County | 12 | 0 | 2 | 16.7% |
| St. Mary's County | 6 | 0 | 0 | 0.0% |
| Calvert County | 5 | 0 | 1 | 20.0% |
| Baltimore city | 4 | 0 | 1 | 25.0% |
| Harford County | 4 | 0 | 1 | 25.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 217 applications in 2025, of which 11 were originated and 26 denied.
12.0% of all applications, or 61.9% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Network Capital Funding originated in Maryland in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Network Capital Funding's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology