Neighborhood Loans in Arizona vs the state
76.3%Denial rate+60.07 pts vs state
92.3%Decision denial rate+71.90 pts vs state
5.8%Origination rate-53.70 pts vs state
8.25%Median rate+1.75 pts vs state
-5.85Rate spread (pts)-6.07 pts vs state
$103kMedian applicant income
10Loans originated
132Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 427 | 262 | 26.0% | 6.63% | #109 |
| 2024 | 428 | 256 | 24.3% | 6.75% | #110 |
| 2025 | 173 | 10 | 76.3% | 8.25% | #188 |
What Neighborhood Loans lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Neighborhood Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 72 | 4 | 55 | 76.4% |
| Cochise County | 35 | 0 | 30 | 85.7% |
| Pinal County | 34 | 5 | 23 | 67.6% |
| Yavapai County | 13 | 1 | 11 | 84.6% |
| Pima County | 7 | 0 | 3 | 42.9% |
| Gila County | 5 | 0 | 3 | 60.0% |
| Santa Cruz County | 4 | 0 | 4 | 100.0% |
| Navajo County | 3 | 0 | 3 | 100.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 173 applications in 2025, of which 10 were originated and 132 denied.
76.3% of all applications, or 92.3% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Neighborhood Loans originated in Arizona in 2025 was 8.25%, against a statewide median of 6.50%.
About this data. Figures are Neighborhood Loans's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology