Nationwide Mortgage Bankers in Michigan vs the state
9.7%Denial rate-8.84 pts vs state
13.0%Decision denial rate-9.54 pts vs state
61.3%Origination rate+1.40 pts vs state
6.75%Median rate0.00 pts vs state
0.64Rate spread (pts)+0.24 pts vs state
$76kMedian applicant income
19Loans originated
3Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 45 | 21 | 0.0% | 6.75% | #344 |
| 2024 | 29 | 16 | 0.0% | 7.13% | #390 |
| 2025 | 31 | 19 | 9.7% | 6.75% | #383 |
What Nationwide Mortgage Bankers lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Nationwide Mortgage Bankers applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 7 | 4 | 1 | 14.3% |
| Ionia County | 2 | 1 | 0 | 0.0% |
| Clare County | 2 | 2 | 0 | 0.0% |
| Saginaw County | 2 | 1 | 0 | 0.0% |
| Isabella County | 2 | 2 | 0 | 0.0% |
| Gladwin County | 2 | 1 | 1 | 50.0% |
| Midland County | 2 | 1 | 1 | 50.0% |
| Jackson County | 2 | 1 | 0 | 0.0% |
| Macomb County | 1 | 0 | 0 | 0.0% |
| Osceola County | 1 | 0 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 31 applications in 2025, of which 19 were originated and 3 denied.
9.7% of all applications, or 13.0% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Nationwide Mortgage Bankers originated in Michigan in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Nationwide Mortgage Bankers's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology