Nations Lending in Indiana vs the state
4.3%Denial rate-12.29 pts vs state
4.6%Decision denial rate-15.59 pts vs state
82.9%Origination rate+20.64 pts vs state
6.50%Median rate-0.25 pts vs state
0.34Rate spread (pts)-0.02 pts vs state
$77kMedian applicant income
252Loans originated
13Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 387 | 292 | 4.9% | 6.99% | #114 |
| 2024 | 276 | 215 | 7.3% | 6.75% | #152 |
| 2025 | 304 | 252 | 4.3% | 6.50% | #157 |
What Nations Lending lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Nations Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allen County | 93 | 80 | 0 | 0.0% |
| Grant County | 28 | 24 | 0 | 0.0% |
| Huntington County | 22 | 19 | 1 | 4.5% |
| Marion County | 17 | 14 | 0 | 0.0% |
| Whitley County | 10 | 9 | 0 | 0.0% |
| Hamilton County | 10 | 9 | 1 | 10.0% |
| DeKalb County | 8 | 6 | 0 | 0.0% |
| Lake County | 6 | 5 | 1 | 16.7% |
| Noble County | 6 | 5 | 0 | 0.0% |
| Hendricks County | 5 | 3 | 1 | 20.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 304 applications in 2025, of which 252 were originated and 13 denied.
4.3% of all applications, or 4.6% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Nations Lending originated in Indiana in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Nations Lending's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology