Nation One Mortgage in New Jersey vs the state
3.9%Denial rate-13.84 pts vs state
4.8%Decision denial rate-18.25 pts vs state
76.3%Origination rate+20.66 pts vs state
6.63%Median rate-0.13 pts vs state
0.43Rate spread (pts)+0.15 pts vs state
$94kMedian applicant income
1,229Loans originated
62Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,384 | 1,041 | 3.8% | 6.63% | #46 |
| 2024 | 1,300 | 1,024 | 1.6% | 6.63% | #49 |
| 2025 | 1,610 | 1,229 | 3.9% | 6.63% | #45 |
What Nation One Mortgage lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Nation One Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 533 | 417 | 12 | 2.3% |
| Camden County | 252 | 190 | 8 | 3.2% |
| Gloucester County | 235 | 186 | 9 | 3.8% |
| Atlantic County | 210 | 154 | 20 | 9.5% |
| Burlington County | 126 | 96 | 5 | 4.0% |
| Salem County | 109 | 84 | 4 | 3.7% |
| Cape May County | 28 | 21 | 2 | 7.1% |
| Mercer County | 26 | 21 | 0 | 0.0% |
| Middlesex County | 16 | 14 | 0 | 0.0% |
| Ocean County | 11 | 4 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 1,610 applications in 2025, of which 1,229 were originated and 62 denied.
3.9% of all applications, or 4.8% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Nation One Mortgage originated in New Jersey in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Nation One Mortgage's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology