Mortgageone · Indiana · 2025

Mortgageone in Indiana: approval rate, denial rate and rates (2025)

Mortgageone took 25 mortgage applications in Indiana in 2025, ranking #431 of 1,025 lenders active in the state. It originated 40.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 16.6%.

25Applicationsin IN
0.0%Decision denial ratestate 20.1%
7.13%Median ratestate 6.75%
$195,000Median loanstate $155,000
$2.4MVolume13 counties

Mortgageone in Indiana vs the state

0.0%Denial rate-16.57 pts vs state
0.0%Decision denial rate-20.14 pts vs state
40.0%Origination rate-22.25 pts vs state
7.13%Median rate+0.38 pts vs state
0.42Rate spread (pts)+0.05 pts vs state
$66kMedian applicant income
10Loans originated
0Denied

Trend in Indiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20241040.0%7.19%#530
202525100.0%7.13%#431

What Mortgageone lends in Indiana

By loan purpose

Home purchase 20 80% · 0.0% denied
Refinance 3 12% · 0.0% denied
Cash-out refinance 2 8% · 0.0% denied

By loan type

Conventional 5 20% · 0.0% denied
FHA 7 28% · 0.0% denied
VA 13 52% · 0.0% denied

Where in Indiana

Counties with the most Mortgageone applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lake County 730 0.0%
Knox County 420 0.0%
St. Joseph County 210 0.0%
Vigo County 210 0.0%
Sullivan County 210 0.0%
Owen County 100 0.0%
Monroe County 110 0.0%
White County 110 0.0%
Vermillion County 100 0.0%
Wabash County 100 0.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 25 applications in 2025, of which 10 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans Mortgageone originated in Indiana in 2025 was 7.13%, against a statewide median of 6.75%.

About this data. Figures are Mortgageone's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology