MortgageCountry in Tennessee vs the state
25.0%Denial rate+7.86 pts vs state
28.6%Decision denial rate+6.89 pts vs state
62.5%Origination rate+4.42 pts vs state
6.38%Median rate-0.25 pts vs state
0.02Rate spread (pts)-0.21 pts vs state
$100kMedian applicant income
5Loans originated
2Denied
What MortgageCountry lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most MortgageCountry applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 1 | 1 | 0 | 0.0% |
| Rutherford County | 1 | 0 | 0 | 0.0% |
| Cheatham County | 1 | 0 | 1 | 100.0% |
| Davidson County | 1 | 1 | 0 | 0.0% |
| Sullivan County | 1 | 1 | 0 | 0.0% |
| Williamson County | 1 | 1 | 0 | 0.0% |
| Knox County | 1 | 1 | 0 | 0.0% |
| Anderson County | 1 | 0 | 1 | 100.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 8 applications in 2025, of which 5 were originated and 2 denied.
25.0% of all applications, or 28.6% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans MortgageCountry originated in Tennessee in 2025 was 6.38%, against a statewide median of 6.62%.
About this data. Figures are MortgageCountry's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology