Mortgage Solutions of Colorado in Utah vs the state
12.5%Denial rate-3.46 pts vs state
16.7%Decision denial rate-2.51 pts vs state
56.3%Origination rate-6.99 pts vs state
7.75%Median rate+1.13 pts vs state
1.58Rate spread (pts)+1.34 pts vs state
$108kMedian applicant income
9Loans originated
2Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 8 | 3 | 12.5% | 7.00% | #291 |
| 2025 | 16 | 9 | 12.5% | 7.75% | #253 |
What Mortgage Solutions of Colorado lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Mortgage Solutions of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Utah County | 3 | 1 | 0 | 0.0% |
| Duchesne County | 3 | 1 | 1 | 33.3% |
| Salt Lake County | 3 | 3 | 0 | 0.0% |
| Washington County | 2 | 1 | 0 | 0.0% |
| Davis County | 2 | 0 | 1 | 50.0% |
| Sanpete County | 2 | 2 | 0 | 0.0% |
| Iron County | 1 | 1 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 16 applications in 2025, of which 9 were originated and 2 denied.
12.5% of all applications, or 16.7% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Mortgage Solutions of Colorado originated in Utah in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology