Mortgage Solutions of Colorado in Oregon vs the state
5.8%Denial rate-9.56 pts vs state
8.6%Decision denial rate-10.54 pts vs state
54.0%Origination rate-6.60 pts vs state
7.25%Median rate+0.50 pts vs state
0.87Rate spread (pts)+0.59 pts vs state
$96kMedian applicant income
47Loans originated
5Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 95 | 48 | 8.4% | 6.94% | #148 |
| 2024 | 90 | 43 | 6.7% | 6.25% | #163 |
| 2025 | 87 | 47 | 5.8% | 7.25% | #174 |
What Mortgage Solutions of Colorado lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Mortgage Solutions of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 13 | 9 | 0 | 0.0% |
| Washington County | 12 | 4 | 0 | 0.0% |
| Lane County | 11 | 4 | 4 | 36.4% |
| Multnomah County | 10 | 6 | 0 | 0.0% |
| Clackamas County | 10 | 7 | 0 | 0.0% |
| Klamath County | 9 | 4 | 0 | 0.0% |
| Umatilla County | 4 | 3 | 0 | 0.0% |
| Jackson County | 3 | 1 | 0 | 0.0% |
| Josephine County | 2 | 2 | 0 | 0.0% |
| Douglas County | 2 | 1 | 1 | 50.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 87 applications in 2025, of which 47 were originated and 5 denied.
5.8% of all applications, or 8.6% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Mortgage Solutions of Colorado originated in Oregon in 2025 was 7.25%, against a statewide median of 6.75%.
About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology