Mortgage Solutions of Colorado in Arizona vs the state
7.5%Denial rate-8.73 pts vs state
9.9%Decision denial rate-10.52 pts vs state
64.2%Origination rate+4.69 pts vs state
7.25%Median rate+0.75 pts vs state
0.73Rate spread (pts)+0.51 pts vs state
$96kMedian applicant income
77Loans originated
9Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 119 | 78 | 5.0% | 7.19% | #210 |
| 2024 | 143 | 88 | 5.6% | 6.75% | #198 |
| 2025 | 120 | 77 | 7.5% | 7.25% | #225 |
What Mortgage Solutions of Colorado lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Mortgage Solutions of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 53 | 38 | 4 | 7.5% |
| Pinal County | 29 | 16 | 2 | 6.9% |
| Pima County | 15 | 7 | 2 | 13.3% |
| Mohave County | 8 | 6 | 1 | 12.5% |
| Yavapai County | 6 | 4 | 0 | 0.0% |
| Cochise County | 2 | 1 | 0 | 0.0% |
| Navajo County | 2 | 1 | 0 | 0.0% |
| Coconino County | 2 | 2 | 0 | 0.0% |
| Santa Cruz County | 2 | 1 | 0 | 0.0% |
| Yuma County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 120 applications in 2025, of which 77 were originated and 9 denied.
7.5% of all applications, or 9.9% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Mortgage Solutions of Colorado originated in Arizona in 2025 was 7.25%, against a statewide median of 6.50%.
About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology