Mortgage Right in Illinois vs the state
10.9%Denial rate-6.21 pts vs state
18.2%Decision denial rate-3.50 pts vs state
49.1%Origination rate-9.65 pts vs state
6.50%Median rate-0.25 pts vs state
0.29Rate spread (pts)-0.09 pts vs state
$99kMedian applicant income
27Loans originated
6Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 27 | 13 | 0.0% | 5.81% | #547 |
| 2025 | 55 | 27 | 10.9% | 6.50% | #444 |
What Mortgage Right lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Mortgage Right applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 15 | 9 | 4 | 26.7% |
| St. Clair County | 8 | 6 | 1 | 12.5% |
| Cook County | 7 | 2 | 1 | 14.3% |
| Kane County | 3 | 2 | 0 | 0.0% |
| Will County | 3 | 1 | 0 | 0.0% |
| DuPage County | 2 | 0 | 0 | 0.0% |
| Ogle County | 2 | 2 | 0 | 0.0% |
| Clinton County | 2 | 2 | 0 | 0.0% |
| Kendall County | 2 | 0 | 0 | 0.0% |
| Adams County | 1 | 0 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 55 applications in 2025, of which 27 were originated and 6 denied.
10.9% of all applications, or 18.2% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Mortgage Right originated in Illinois in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Mortgage Right's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology