Mortgage Right in Florida vs the state
4.9%Denial rate-16.17 pts vs state
7.5%Decision denial rate-19.74 pts vs state
60.3%Origination rate+7.57 pts vs state
6.63%Median rate0.00 pts vs state
0.39Rate spread (pts)+0.12 pts vs state
$125kMedian applicant income
185Loans originated
15Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 314 | 175 | 2.2% | 6.63% | #303 |
| 2024 | 310 | 193 | 2.3% | 6.63% | #312 |
| 2025 | 307 | 185 | 4.9% | 6.63% | #303 |
What Mortgage Right lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Mortgage Right applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 44 | 32 | 3 | 6.8% |
| Charlotte County | 42 | 34 | 1 | 2.4% |
| Sarasota County | 38 | 26 | 2 | 5.3% |
| Pinellas County | 20 | 12 | 0 | 0.0% |
| Hillsborough County | 16 | 10 | 1 | 6.3% |
| Brevard County | 16 | 6 | 1 | 6.3% |
| Manatee County | 14 | 4 | 1 | 7.1% |
| Collier County | 12 | 9 | 0 | 0.0% |
| Broward County | 11 | 8 | 0 | 0.0% |
| Palm Beach County | 10 | 6 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 307 applications in 2025, of which 185 were originated and 15 denied.
4.9% of all applications, or 7.5% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Mortgage Right originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Right's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology