Mortgage Investors Group in Kentucky vs the state
4.9%Denial rate-13.93 pts vs state
6.3%Decision denial rate-17.16 pts vs state
68.3%Origination rate+10.25 pts vs state
6.63%Median rate-0.13 pts vs state
0.36Rate spread (pts)+0.04 pts vs state
$90kMedian applicant income
140Loans originated
10Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 70 | 51 | 8.6% | 6.75% | #206 |
| 2024 | 103 | 71 | 1.9% | 6.81% | #188 |
| 2025 | 205 | 140 | 4.9% | 6.63% | #144 |
What Mortgage Investors Group lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Mortgage Investors Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fayette County | 47 | 33 | 3 | 6.4% |
| Scott County | 20 | 16 | 1 | 5.0% |
| Clark County | 15 | 12 | 1 | 6.7% |
| Harrison County | 14 | 9 | 1 | 7.1% |
| Franklin County | 11 | 5 | 1 | 9.1% |
| Bourbon County | 8 | 5 | 1 | 12.5% |
| Lincoln County | 6 | 6 | 0 | 0.0% |
| Boyle County | 6 | 5 | 0 | 0.0% |
| Jefferson County | 5 | 4 | 1 | 20.0% |
| Nelson County | 4 | 2 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 205 applications in 2025, of which 140 were originated and 10 denied.
4.9% of all applications, or 6.3% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Mortgage Investors Group originated in Kentucky in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Mortgage Investors Group's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology