ML Mortgage in Tennessee vs the state
10.0%Denial rate-7.14 pts vs state
14.3%Decision denial rate-7.39 pts vs state
50.0%Origination rate-8.08 pts vs state
6.75%Median rate+0.13 pts vs state
0.97Rate spread (pts)+0.74 pts vs state
$124kMedian applicant income
5Loans originated
1Denied
What ML Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most ML Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lawrence County | 2 | 2 | 0 | 0.0% |
| Maury County | 2 | 1 | 0 | 0.0% |
| Davidson County | 1 | 1 | 0 | 0.0% |
| Anderson County | 1 | 1 | 0 | 0.0% |
| Lewis County | 1 | 0 | 0 | 0.0% |
| Sevier County | 1 | 0 | 0 | 0.0% |
| Bedford County | 1 | 0 | 0 | 0.0% |
| Grainger County | 1 | 0 | 1 | 100.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 10 applications in 2025, of which 5 were originated and 1 denied.
10.0% of all applications, or 14.3% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans ML Mortgage originated in Tennessee in 2025 was 6.75%, against a statewide median of 6.62%.
About this data. Figures are ML Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology