ML Mortgage in Montana vs the state
0.0%Denial rate-14.82 pts vs state
0.0%Decision denial rate-18.70 pts vs state
71.4%Origination rate+9.45 pts vs state
5.63%Median rate-1.00 pts vs state
-0.54Rate spread (pts)-0.78 pts vs state
$105kMedian applicant income
5Loans originated
0Denied
What ML Mortgage lends in Montana
By loan purpose
By loan type
Where in Montana
Counties with the most ML Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gallatin County | 5 | 4 | 0 | 0.0% |
| Yellowstone County | 1 | 0 | 0 | 0.0% |
| Lewis and Clark County | 1 | 1 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 7 applications in 2025, of which 5 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans ML Mortgage originated in Montana in 2025 was 5.63%, against a statewide median of 6.63%.
About this data. Figures are ML Mortgage's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology