Mission Loans in Arizona vs the state
1.0%Denial rate-15.25 pts vs state
4.4%Decision denial rate-16.06 pts vs state
17.8%Origination rate-41.64 pts vs state
7.63%Median rate+1.13 pts vs state
1.62Rate spread (pts)+1.40 pts vs state
$84kMedian applicant income
91Loans originated
5Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 230 | 64 | 4.4% | 7.13% | #151 |
| 2024 | 355 | 61 | 3.4% | 9.38% | #118 |
| 2025 | 510 | 91 | 1.0% | 7.63% | #110 |
What Mission Loans lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Mission Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 292 | 46 | 2 | 0.7% |
| Pima County | 52 | 9 | 0 | 0.0% |
| Mohave County | 44 | 11 | 1 | 2.3% |
| Pinal County | 40 | 8 | 0 | 0.0% |
| Yavapai County | 25 | 4 | 1 | 4.0% |
| Yuma County | 13 | 3 | 0 | 0.0% |
| Santa Cruz County | 9 | 1 | 0 | 0.0% |
| Coconino County | 6 | 2 | 0 | 0.0% |
| Navajo County | 6 | 2 | 1 | 16.7% |
| Cochise County | 6 | 1 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 510 applications in 2025, of which 91 were originated and 5 denied.
1.0% of all applications, or 4.4% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Mission Loans originated in Arizona in 2025 was 7.63%, against a statewide median of 6.50%.
About this data. Figures are Mission Loans's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology