Milend in Kentucky vs the state
23.3%Denial rate+4.45 pts vs state
58.8%Decision denial rate+35.33 pts vs state
11.6%Origination rate-46.41 pts vs state
6.38%Median rate-0.38 pts vs state
0.48Rate spread (pts)+0.17 pts vs state
$60kMedian applicant income
5Loans originated
10Denied
What Milend lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Milend applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 5 | 0 | 0 | 0.0% |
| Boone County | 3 | 1 | 0 | 0.0% |
| Bullitt County | 3 | 1 | 1 | 33.3% |
| Knox County | 3 | 0 | 0 | 0.0% |
| Grant County | 2 | 0 | 0 | 0.0% |
| Woodford County | 2 | 0 | 1 | 50.0% |
| Boyd County | 2 | 0 | 0 | 0.0% |
| Franklin County | 2 | 0 | 1 | 50.0% |
| Laurel County | 1 | 0 | 1 | 100.0% |
| Pulaski County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 43 applications in 2025, of which 5 were originated and 10 denied.
23.3% of all applications, or 58.8% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Milend originated in Kentucky in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are Milend's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology