MidFirst Bank in Missouri vs the state
11.1%Denial rate-3.96 pts vs state
11.1%Decision denial rate-7.59 pts vs state
88.9%Origination rate+26.23 pts vs state
6.31%Median rate-0.31 pts vs state
-0.19Rate spread (pts)-0.53 pts vs state
$686kMedian applicant income
8Loans originated
1Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 8 | 0.0% | 5.00% | #528 |
| 2024 | 7 | 7 | 0.0% | 6.38% | #550 |
| 2025 | 9 | 8 | 11.1% | 6.31% | #517 |
What MidFirst Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most MidFirst Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 3 | 2 | 1 | 33.3% |
| Jefferson County | 2 | 2 | 0 | 0.0% |
| St. Louis city | 1 | 1 | 0 | 0.0% |
| Saline County | 1 | 1 | 0 | 0.0% |
| Platte County | 1 | 1 | 0 | 0.0% |
| Greene County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 9 applications in 2025, of which 8 were originated and 1 denied.
11.1% of all applications, or 11.1% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans MidFirst Bank originated in Missouri in 2025 was 6.31%, against a statewide median of 6.63%.
About this data. Figures are MidFirst Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology