Mid-Continent Funding in South Carolina vs the state
7.5%Denial rate-10.85 pts vs state
9.1%Decision denial rate-14.38 pts vs state
53.7%Origination rate-2.88 pts vs state
6.50%Median rate0.00 pts vs state
0.02Rate spread (pts)-0.20 pts vs state
$75kMedian applicant income
36Loans originated
5Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 65 | 33 | 9.2% | 6.50% | #286 |
| 2024 | 35 | 20 | 8.6% | 6.13% | #376 |
| 2025 | 67 | 36 | 7.5% | 6.50% | #303 |
What Mid-Continent Funding lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Mid-Continent Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lexington County | 6 | 4 | 1 | 16.7% |
| Spartanburg County | 6 | 2 | 0 | 0.0% |
| Horry County | 6 | 4 | 1 | 16.7% |
| Richland County | 6 | 5 | 0 | 0.0% |
| Charleston County | 5 | 3 | 0 | 0.0% |
| Pickens County | 4 | 1 | 1 | 25.0% |
| Berkeley County | 4 | 2 | 0 | 0.0% |
| York County | 4 | 2 | 0 | 0.0% |
| Greenville County | 3 | 2 | 0 | 0.0% |
| Beaufort County | 3 | 2 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 67 applications in 2025, of which 36 were originated and 5 denied.
7.5% of all applications, or 9.1% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Mid-Continent Funding originated in South Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Mid-Continent Funding's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology